Questions

Q: When will the loan be due?
A: Generally, on your following payday or you may pay the finance charge and extend the loan until your next payday.

Q: How much can I borrow?
A: Up to $1,000. (Contingent upon income level and various underwriting criteria.)

Q: When will I receive my loan?
A: If all information is received by 1:00 p.m. and can be verified, you will generally receive your money on the next business day.

Q: When will I hear from you?
A: You will hear from us within one (1) business day or sooner upon receiving the necessary information. We will contact you with a loan offer or email you for missing information. We are closed on weekends and holidays.

Q: How will I know if I'm approved?
A: We will contact you with a loan offer. If denied, you will receive a notice by mail.

Q: Can I extend the loan?
A: Yes, after 4 renewals you will be required to pay down a portion of your loan plus any finance charges.

Q: Once paid off, when can I get another loan?
A: You must wait three (3) business days. We may ask you to prove that the previous loan has been actually paid in full by providing us a bank statement showing proof of a non-pending payment.

Q: If I don't fax in all the necessary information, will the application be processed?
A: The application will be considered incomplete and we will call or email you for the missing information.

Q: Who are eligible for your loans?
A: Unfortunately loans from GECC, Inc. are currently not available to residents of Georgia, Maryland, North Carolina or West Virginia.

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